rajshukla
Joined: 03 Jan 2012
Posts: 160
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 Posted: Tue Jan 03, 2012 1:32 pm Post subject: hi |
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Chapter 7 is a form of bankruptcy that allows debtors to have debts discharged through liquidation of non-exempt assets. In order to qualify for this debt-relief solution, petitioners must meet criteria established under the Bankruptcy Abuse Prevention and Consumer Protection Act. With the number of bankruptcy filings expected to climb into the 2 million range, there are many Americans that are attempting alternatives to bankruptcy before filing. There was recently an article in a major newspaper offering insight into the practices of debt settlement companies. Debt settlement companies, advertise themselves as an alternative to filing bankruptcy, using tag-lines like, "we have the secrets that the credit card companies don't want you to know." In fact, there is no secret used by the debt settlement companies to eliminate debt.
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