rajshukla
Joined: 03 Jan 2012
Posts: 160
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 Posted: Tue Jan 03, 2012 12:46 pm Post subject: hi |
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The new 2005 reformed Bankruptcy law has failed in its fundamental mission, namely, to stem the trend in the upward trajectory in bankruptcy filings among the American debtors. But perhaps even the biggest anti-debtor consequence brought about by the new law, is that by introducing far more paperwork and unnecessary extra complexity and protocols in the way the bankruptcy process was previously undertaken, it has enabled the lawyers to find an excuse by which they have jacked up fees and the costs of filing for bankruptcy. Consequently, the costs of filing for bankruptcy since after the 2005 law, have become prohibitively high, in deed unaffordable, for the average bankruptcy filer. But Don't Despair. Here's the good news. Even under the new law, filing for bankruptcy, especially Chapter 7, is still a fairly straightforward process for a large number of filers, more especially when you do it using basically one unique alternative system that avoids using lawyers - namely, a non lawyer, self help system that employs a competent reliable Debt Relief Agency or Full Service Bankruptcy Document Preparer. This essay directs you to where and how you can use this kind of alternative service, for cost-effective, effective bankruptcy filing. Chapter 7 bankruptcy, sometimes called a "straight bankruptcy", is one of the simpler chapters to file under. In short it is the liquidation of the debtor's property in order to pay off their outstanding debts. However, there are several alternatives to a chapter 7 which should be looked in to before filing. When the financial pressures are mounting, it is sometimes difficult to think or see clearly. But you cannot allow yourself to focus on bankruptcy and ignore other possible options which may be better for your particular financial situation.
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