rajshukla
Joined: 03 Jan 2012
Posts: 160
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 Posted: Tue Jan 03, 2012 12:35 pm Post subject: hi |
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Filing personal bankruptcy can be a solution for reducing your debts. However, like all financial decisions, this is not something that can be done on a whim. You need to understand that there will be both benefits and repercussions when you file for bankruptcy. If you are an individual struggling with a crushing debt burden, then filing personal bankruptcy may be the only option available to you. While there used to be a stigma attached to this difficult decision in the past the sheer number of people filing for relief under the bankruptcy laws over the last five years has made it a more acceptable option. Having debts overwhelm you can be a suffocating feeling by itself. Fielding calls from your creditors and trying to manage your finances at the same time can make the process doubly stressful. When you are unable to make ends meet, and you want to file for bankruptcy under chapter 13 or chapter 7, you may not want to incur the legal fees of hiring an attorney to do so, and you may be tempted to file bankruptcy yourself.
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